The ultimate, lending-as-a-service (LaaS) solution
Choose between a modular or end-to-end, lending-as-a-service solution supporting multiple products, including small business loans, consumer loans, and asset finance.
Our modular lending services all run under one roof allowing you to completely customise the solution to your requirements.
See below more information on each module.
The onboarding process involves registering and applying for a loan by entering personal, business and banking details. We have leveraged the latest user interface (UI) trends to allow for an intuitive, mobile first user journey which is fully compliant with EU regulations. Customers experience seamless digital experiences using the latest technology, including using facial ID to verify identity and lower fraud risk.
Lenders benefit from AML and KYC validation that is based on multiple data sources, including e-mail validation, device and IP detection, customer screening profile, blacklist scanning, politically-exposed persons (PEP) lists, and much more.
For those lending decisions which cannot be automated, our advanced underwriting (UW) system presents customer profiles in a single page summary. The intuitive UW dashboard allows underwriters to process applications in minutes, so even when a manual decision is required, customers get an answer quickly.
Access a comprehensive view of all customer information gathered from customer inputs, internal analysis and external data sources. Underwriters can drill down into specific information at the click of a button and view additional information about their customers.
Once a customer’s loan is approved, they add their bank details, digitally sign the loan documentation and, within an hour, funds will be transferred. Customers can log in to their dashboard 24/7/365 to view and manage their scheduled repayments.
A Salesforce plug-in (Pardot interactions or SendGrid) is used to create email templates, configure time based event triggers, and edit all outgoing communications. Tableau is used for analysing loan portfolio and customer behaviour data.
Offer your business customers same day access to funds whilst reducing the unit cost per loan application.
Our automated risk decision engine uses 40+ data sources allowing for a more informed view when offering secured borrowing facilities.
Build seamless customer journeys to offer better application experiences and increase onboarding conversion.
Upgrade your legacy system with the latest in lending technology to improve customer experience and profitability.
If you’re a financial institution interested in lending, ezbob can be your route into a new market opening up a new revenue channel for your buisness.
It’s not only financial institutions that can lend. If you’re looking into lending directly off your balance sheet to your customers, ezbob can power this in turn impacting on your bottom line.
Speak to our team to see Catalyst+ in action and learn how your business can improve customer experience and increase profitability.