<img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=496288451773211&amp;ev=PageView&amp;noscript=1"> Fast and accurate AI-powered credit decisions in minutes | Ezbob

The smarter way to accelerate your customer acquisition

See for yourself
Back to the Platform

Credit & Risk

The Credit & Risk Decisioning Module provides unmatched capabilities to provide fast and accurate credit decisioning.

Fast & Customizable.

Credit & Risk Decisioning

The Credit & Risk Decisioning Module provides unmatched capabilities to provide fast and accurate credit decisioning so you can offer customers personalized loan facilities within minutes. Our AI-powered decisioning engine is customized to your policies and delivers improved accuracy and consistency.

Fast and

Transform your lending

Book a demo

Auto decisioning for risk analysis, affordability…

and credit pricing

Auto offer generation

Proprietary and explainable AI-powered algorithms

Over 3,500 total variables used in decisioning models

Over 50 third-party data sources used

...including Open Banking data.

Configured to your existing credit practices and policies

Decisioning optimization based on advanced BI analytics

Golden file integration


AI-powered analytics deliver fast, accurate risk decisioning


fully automated applications


complete applications in under 5 minutes

Read the case study

Let us show you how we can transform your lending with breakthrough technology that will deliver results for your business.

Get in touch
“We use that data to make the right decisions in terms of risk appetite, affordability and so on.” Esme Bank - View case study
Global Finance Magazine - Innovation Award Winner 2021
Banking Technology Awards Winner 2020
The Banker Tech Project Awards Winner 2019
Banking Technology Awards Winner 2018
Financial Innovation Awards Winner 2017

Go to market in
weeks, not months

Automated. Accurate. Engaging.

Ezbob can quickly customise its solutions to your needs and operating environment. As a cloud-based platform there is no hardware to buy or lengthy development process needed.

Next-gen customer acquisition platform

Book a demo

Book a demo

Are you ready to take your lending to the next level with ezbob's embedded finance platform? Book a demo today to see how we can help you enable funding quickly and easily, with fully automated digital onboarding and advanced decision-making algorithms.


From time to time, we would like to contact you about our products and services. If you consent, please tick below:

For information on our privacy practices, please review our Privacy Policy.

Thank you!

Thank you for contacting Ezbob. Our team of experts will contact you soon.

Back to the homepage